Stanley Ford Gilmer

Finance

Financing a Car

Welcome to Our Finance Department

Eventually, your current car might fall behind. Whether you’re disappointed in its efficiency or its technology, you’ll find a wide range of new options at Stanley Ford Gilmer. Our new selection features models like the powerful Ford Mustang and spacious SUVs like the Edge and the Escape. We also offer one of the most popular trucks in America, the F-150. When you’re ready to explore the new Ford selection or our used inventory, you can visit us today.

Get Pre-Qualified

Talk to Our Professional Team

At Stanley Ford Gilmer, we have a team that’s ready to help you throughout the financing process. Some people assume that financing is just about signing papers, but there are a few other things that you’ll want to focus on.

  • Know The Model Inside and Out: When you finance a new vehicle, you could be driving it for years. Our team can let you know exactly which features come with your new or used model, and if you need to take a closer look at it, you can ask for a complimentary test drive.
  • Exploring Your Options: Our team will talk to you about all of your potential options, ranging from trading your current vehicle into leasing. This way, you can make an informed decision about your purchase. They can also walk you through all of the terms of your auto loan.

The Perks of Leasing vs. Financing

When you pick out your next vehicle, you might be asked whether or not you want to lease it. Financing and leasing are two separate things, as when you lease a vehicle, you’ll need to eventually return it to us at Stanley Ford Gilmer. While financing allows you to make payments over time so that you own your vehicle, leasing allows you to try out a model for a shorter period of time.

  • Why Leasing?: Since you won’t own the vehicle when you’re finished with your lease, you might be confused why some drivers would opt for this. Leasing is a great option for those who always want to try out the newest thing. When your lease ends, you can immediately enter a new one with the most recent vehicles to hit the market. This allows you to drive a vehicle that has the best tech features, and you’ll be able to try out more cars in your lifetime.

Should You Consider a Trade-in?

If you’ve driven your car for the last few years, then you might feel attached to it. This can make it hard to part with your car, but it’s important to look at what a trade-in can do for you and your family. If you’re curious about the worth of your vehicle, and you live in Tyler, Gilmer, or Marshall, you can get an estimate today at Stanley Ford Gilmer.

  • A Lower Car Note: If you already know which vehicle you want to finance, you may want to look at how a trade-in can lower your monthly payment. By putting more towards your down payment, you’ll be able to reduce how much you owe.
  • An Upgrade: If you were looking at something like the F-150 STX, for example, then you could potentially opt for a higher trim if you trade your current vehicle in. Depending on your vehicle’s value, you could improve your overall budget. This might open up exciting new options like the XLT or LARIAT trim. You might even consider opting for a new vehicle altogether.

When it’s time to find your next vehicle, our staff will be ready to help you at Stanley Ford Gilmer.